TLDR
- Borrow up to $5M against BTC or ETH with zero interest and no forced liquidation.
- Keep your crypto while accessing cash—repay on fixed, transparent terms.
- Nexo loans offer tax-efficient liquidity and strategic financial flexibility.
- Ethereum holders gain structured loans with smart collateral management.
- Nexo sets a new standard: high-limit, zero-interest crypto-backed borrowing.
Nexo has introduced a groundbreaking service called Zero-interest Credit, which offers Bitcoin and Ethereum holders immediate liquidity while eliminating interest payments. This innovation expands the Nexo Credit Line, removing the risks typically associated with mid-term liquidations. Customers can now borrow up to $5 million against their BTC or ETH holdings, allowing for more accessible capital management.
Zero-Interest Credit Empowers Bitcoin Holders
Nexo’s Zero-interest Credit product provides Bitcoin holders a unique opportunity to access cash without sacrificing their crypto investments. Borrowers can select both the amount and term of the loan, with a fixed repayment schedule presented upfront. This clarity prevents forced liquidations, ensuring a predictable and secure borrowing experience that’s conducive to long-term financial strategies.
This offering enables Bitcoin holders to fund various needs without needing to sell their holdings—be it for investment opportunities, purchases, or personal expenses. Additionally, users have the flexibility to repay loans in stablecoins or collateral at the loan’s maturity, depending on market conditions. Nexo even allows for loan renewals, enabling borrowers to maintain exposure to their BTC assets without completely liquidating them.
Nexo’s approach is notably tax-efficient; Bitcoin holders can avoid triggering taxable events associated with selling assets. The platform continuously monitors collateral in real time and maintains repayment conditions within predefined limits. To enhance security, every transaction is safeguarded with military-grade encryption and comprehensive insurance coverage.
Ethereum Holders Access Structured Loans
For Ethereum enthusiasts, Nexo’s zero-interest structure provides an avenue to leverage their ETH holdings effectively. This service removes annual interest fees and hidden costs, offering borrowers transparency from day one about their repayment options and terms. This clarity is crucial for those looking to utilize their assets for business operations, trading ventures, or personal liquidity while retaining ownership of their Ethereum.
Nexo has set a maximum borrowing limit of $5 million, appealing specifically to high-net-worth individuals. Utilizing advanced smart contracts, the platform automates collateral management, thereby reducing risks associated with market fluctuations. This structured model allows Ethereum holders to enjoy the potential price gains while simultaneously unlocking cash for various strategic uses.
With the introduction of a Minimum Repayment Price, Nexo provides a safety net to avoid mid-term liquidations, offering peace of mind for borrowers. This blend of immediate liquidity and asset retention is particularly beneficial in today’s volatile market environment, making it an attractive option for Ethereum investors.
Nexo Sets New Standard in Crypto Lending
Nexo is establishing itself as a front-runner in the crypto lending sector by offering permanent zero-interest borrowing for both BTC and ETH. Unlike many competitors that impose annual interest rates ranging from 5% to 15%, Nexo stands out by providing substantial loans previously reserved for private and over-the-counter clients. This democratization of loan access represents a significant shift in the landscape of crypto-backed lending.
As of 2025, Nexo has facilitated over $140 million in loans, reflecting their strong market adoption and effectiveness in meeting customer needs. By eliminating interest costs, Nexo allows borrowers crucial flexibility in managing liquidity and optimizing their investment portfolios. Furthermore, the company’s compliance and verification processes ensure responsible lending practices, fostering a trustworthy environment for users.
The introduction of zero-interest lending signals a broader acceptance of crypto-backed credit for both institutional and retail markets. Nexo’s combination of predictable loan structures, high borrowing limits, and secure transaction protocols is setting new industry benchmarks. Their innovative approach is poised to influence competitors and redefine standards for crypto lending, making it an exciting time for both existing and prospective crypto investors.
